InsuranceNewsNet Magazine May 2010 : Page 9

ADVerTISeMeNT (e.g., individuals must buy insurance at certain times of the year and keep that insurance for at least a year) and a steep penalty for noncompliance (i.e., one that is more expensive than buying a low-cost health insurance plan). Thesedesignflaws createdaphenom- enon involving “jumpers and dumpers.” Without the proper safeguards in place, people quickly figured out that they could purchase a health insurance plan at any time they had health care needs (like buying auto insurance after you have an accident), drop that coverage after they received care and pay a pro- rated penalty for the number ofmonths they weren’t insured. These people paid a fraction of the cost for their care and “gamed” the individualmandate—aploy that has translated into higher premiums for everyone. Lesson No. 2 — The merger of the individual and small group markets increased cost. MassCare merged the individual and small group markets to provide individuals with an opportu- nity to reduce their health insurance rates by as much as 20 to 25 percent. Sounds like a good idea—but in real- ity it shifted the financial burden to small employers (those with less than 50 employees) by as much as 5 to 7 percent on top of the 10 to 11 percent annual increase in rates. Lesson No. 3 — The creation of minimum creditable coverage increased cost. Rather than protect consumers from a lack of full disclo- sure about what an insurance plan covers, the law went a step further and forced tens of thousands of Massachu- setts residents to buy an insurance plan they didn’t want or couldn’t afford — or both. Lesson No. 4 — The law decreased access andincreasedwasteful spend- ing. Rather than improve access and reduce the reliance on hospital emer- gency rooms, MassCare created more patients with no additional doctors and CONTINUED ON PG. 52     Truth be told, most agents and advisors struggle for years, even entire careers, chasing all sorts of revenue-neutral achievement... Much of this admirable; and I suppose a sincere effort in bettering oneself, increasing ones income and furthering ones career. On the other hand, nearly all of this achievement is revenue-neutral, it's very time consuming and almost none of it will ever create a single dime, let alone a single penny of career and lifestyle sustaining revenue... It's All About Effective Revenue Generating Systems! All one has to do is to take quick look at just a few of the items on everyone's "revenue-neutral" to-do list: licensing requirements, continuing education, designations, certifications, suitability standards, marketplace conduct, association memberships, anti-money laundering training, ...Oh! And (dare I forget) all the new compliance forms showing up each week and every week, and on, and on, and on... It's really no wonder why most in this business struggle and are near broke! Most guys are complete and total masters of all the revenue-neutral, "technical" mumbo-jumbo, ...and the revenue-neutral game. But very, very few are masters of what really counts -- at the end of the day; of what REALLY matters and what REALLY advances your career and your personal life; like an abundance of career sustaining "REVENUE"! Worse yet, most agents and advisors are totally asleep at the wheel when it comes to "REVENUE"; when it comes developing highly effective revenue generating methods and systems. They remain bogged down in disappointment and in ineffective methods; paying little-to-no attention to the issues of abundance, of industry and of business; the issues that really matter and those REVENUE related methods and systems that produce an abundance of it! Cash-Flow Methods Of Million Dollar Producers... Yet, while most spend a significant part of their careers navigating through lack and one revenue- neutral disappointment after another, a little-known, highly successful group of producers are achieving incredible NEW levels of success! Details HERE:  What it is they do; how it is they do it, and the results they achieve are all very different from most! Their methods are as different in mindset, as they are contrarian; their success boils down to mastering a *few* highly effective methods; methods any agent or advisor can copy and use...once understood! One such method involves a very effective, service based "REVENUE" generating technique -- built on the principals of service and relationship -- that time and time again, enables them to quickly, easily and consistently write mountains of highly-suitable annuity, life, long- term-care and securities business! What's more, they earn quick commissionable and fee based profits within days and are amongst some of highest paid agents and advisors in the industry! This service and relationship based revenue generating method is easy, it's highly-effective, it's VERY profitable and it's proven to work fast! Imagine $100,000.00 In Just 56 Days! So fast and effective in fact, that an advisor from Mobile, AL generated $100,000.00 in NEW commissions in his first 56 days! All done using this AMAZINGLY effective and highly profitable revenue generating method! ...Imagine that! ...Imagine the peace of mind, the contentment, the relaxation such a method would instantly bring you! Imagine the shock to your bank account...or your significant other! for but could never find! ...And while it is everyone else has been looking in all the wrong places; busy chasing after all sorts of revenue- neutral disappointment, those of us on the inside are using this method behind the scenes -- to completely CLEAN UP! Easily writing TENS OF MILLIONS in new production... Not only that, none of us on the inside like getting stressed, we don't like working too hard, we don't like taking chances and we realize that you never win 1st place doing things the way everyone else does things!... Which is why this service based method is designed to involve: * No non-compliant stuff * No seminars * No advertising * No direct mail * No marketing period * Little capital ... this *technique* is so efficient and effective, that it's based on having around a $30 budget per client to get HUGE profits flowing fast... * No waiting ... quick commissionable and or fee based profits are paid within days; maybe a couple of weeks maximum. It's amazingly profitable and it works FAST! $320,528.00 Made Serving Just "Six" Clients! 1st Place Motocross Victory At Age 16... I've Been Creating Winning Business Development Systems Ever Since! How disappointed could you be when you know you've got $37,000 or $68,000 or $100,000 or whatever in new revenue lined up and ready to come in this month... next month... month after month... automatically? What's more, they close HUGE annuity, life, long term care and securities cases on the majority of these service-based appointments; usually 9 out of 10 close! ...And instead of us pitching and selling products, this method has clients asking, even demanding that you fix and clean up the mess other agents and advisors have made! ...The really cool part is this method just completely cleans out the competition! Finally, A Revenue Generating Method For ALL! ...Most of these "service and relationship" based sales are made immediately during the first meeting and what's best is this method works as effectively for agents as well as it does for advisors. This highly-effective revenue generating method is the solution everyone has always been looking May 2010 InsuranceNewsNet Magazine 9 And you can see exactly what I'm talking about by visiting an instant access website that explains this amazing revenue generating method in complete detail, including exactly how it was used to generate over $320,528.00 in new revenue during a real-life six client case study; all done using an AMAZINGLY profitable, quick & easy, new business revenue generating approach that can now be yours too! "Instant Access" Site Reveals ALL! ...This amazing service based method is quick, it's easy, and is likely the ONLY thing between you and $37,000, $68,000, or even $100,000 just a few weeks from now! Visit now and discover the step-by-step, service based secrets to making a ridiculous fortune through THE best new business revenue generating method on planet Earth! ...Turn up your speakers and grab ALL the details HERE: 

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