Windsor Family Credit Union 2011/2012 Annual Report : Contents

Table Of COnTenTs Message to our Members Year In Review Five Year Financial History Summary Statement of Financial Position Auditor’s Report on Summary Financial Statements 1 4 15 16 16 Summary Statement of Income Summary Statement of Comprehensive Income Summary Statement of Changes in Members’ Equity Management Report and Report of the Audit Committee For The Future 17 17 17 18 20

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