Tucson Lifestyle September 2012 : Page 2

Lock-Griffi th Group at Morgan Stanley Smith Barney W h a t ’s y o u r s t r a t e g y? Assess. Formalize. Implement. Monitor Visit our website at: http://www.morganstanley.com/fa/lockgriffi thgroup The guidance of a skilled professional — whether to manage your own money or the institutional funds entrusted to your care — can be a critical component of your portfolio’s long-term success. Marc H. Lock Investment Management Consultant Senior Vice President Financial Planning Specialist Financial Advisor marc.h.lock@mssb.com Wayne F. Griffi th, CFP ® Investment Management Consultant First Vice President Financial Advisor wayne.f.griffi th@mssb.com Helping clients manage investment decisions since 1986. | 5255 East Williams Circle Suite 5000, Tucson, AZ 85711 520.745.7038 Certifi ed Financial Planner Board of Standards Inc. owns the certifi cation marks CFP®, CERTIFIED FINANCIAL PLANNERTM and federally registered CFP (with fl ame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certifi cation requirements. Morgan Stanley Smith Barney LLC, member SIPC.

Morgan Stanley Smith Barney LLC

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