Lock-Grifﬁ th Group at Morgan Stanley Smith Barney W h a t ’s y o u r s t r a t e g y? Assess. Formalize. Implement. Monitor Visit our website at: http://www.morganstanley.com/fa/lockgrifﬁ thgroup The guidance of a skilled professional — whether to manage your own money or the institutional funds entrusted to your care — can be a critical component of your portfolio’s long-term success. Marc H. Lock Investment Management Consultant Senior Vice President Financial Planning Specialist Financial Advisor email@example.com Wayne F. Grifﬁ th, CFP ® Investment Management Consultant First Vice President Financial Advisor wayne.f.grifﬁ firstname.lastname@example.org Helping clients manage investment decisions since 1986. | 5255 East Williams Circle Suite 5000, Tucson, AZ 85711 520.745.7038 Certiﬁ ed Financial Planner Board of Standards Inc. owns the certiﬁ cation marks CFP®, CERTIFIED FINANCIAL PLANNERTM and federally registered CFP (with ﬂ ame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certiﬁ cation requirements. Morgan Stanley Smith Barney LLC, member SIPC.