Tucson Lifestyle June 2012 : Page 5

Lock-Griffi th Group at Morgan Stanley Smith Barney Do you value advice? Investing can be a diffi cult and challenging business. The consequences of getting it wrong may be serious -both to investors and their benefi ciaries. Read our research report, “The Value of Advice” by visiting our website. www.morganstanley.com/fa/lockgriffi thgroup -Go to Featured Report Marc H. Lock Investment Management Consultant Senior Vice President Financial Planning Specialist Financial Advisor marc.h.lock@mssb.com Wayne F. Griffi th, CFP ® Investment Management Consultant First Vice President Financial Advisor wayne.f.griffi th@mssb.com Helping clients manage investment decisions since 1986. 5255 East Williams Circle Suite 5000, Tucson, AZ 85711 520.745.7038 Morgan Stanley Smith Barney LLC, member SIPC.

Morgan Stanley Smith Barney LLC

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