NAF Association January/February 2012 Issue : Page 1

Non-Prime Times Official Publication of the National Automotive Finance Association Vol. 2 No. 1 • January/February 2012 Association: page 6 NAF Conference 2012 Legal: page 8 Whole Lotta Shakin’ Going On Looking Ahead Collections: page 20 Prepare For Lower Recoveries Trends: page 26 Electronic Liens & Titles – Growing Fast

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