Summer is finally here and you and your family are ready to welcome it with open arms. Unfortunately, the economy is not so forgiving and your wallet is suffering as a result. So, how do you keep your spirits up and show yourself and your family a good time? Easy, there are many activities that you can take part in that are free or at the very least, affordable, located in your own hometown. So what are they, you ask? Well, check out the following activities you can do by yourself for a little R & R, or with your entire family.

TIP # 1 - Have you checked out your local museum lately? You should, because most museums offer family day where residents can get in for free. What a great way to pass some time on a hot summer day. Plus, you have the added benefit of learning something new since museums tend to change displays regularly.

TIP # 2 - Your local zoo may offer the same "get in free day" on a regular basis. Remember, it isn't necessary to buy your meals and snacks there, just pack a backpack with food and beverages and tell the kids you are going to picnic among the animals. They are guaranteed to enjoy it.

TIP # 3 - Check out your local park system to see if they offer summer outdoor concerts and movies. If they do, you can bet the events will be free of charge and all you need to bring is a blanket or chairs and a cooler. A fun night will be had by all.

TIP # 4 - Typically offered on Saturday mornings, your town's own farmer's market is a place to stroll - taking in the sights, sounds and smells of luscious fruits and vegetables as well as fragrant herbs. Why not bring some money along and do some of your shopping right there. The produce costs less, the freshness yields a tastier product and it's better for you since it is organic. A bonus is that you are also doing your environment a favor by buying locally grown food.

TIP # 5 - Go to the library. If you haven't been there lately you need to go. Why? Because they have a lot more than books these days. They have magazines, compact discs, and movies for all ages. Next time you decide to rent a movie, go to your local library and check one or more out. It will cost you nothing as long as you bring it back on time! An added benefit is that you can check out movies for longer than your video store allows you.

TIP # 6 - See if there are any First Friday events in your town. They may be hosted by neighborhood art galleries and are typically scheduled on the first Friday of every month. The galleries and stores will stay open longer allowing you to stroll in and out for free. The event is usually located in a particular neighborhood and there might even be a free trolley or bus ride to and from each gallery. Sometimes they will offer free appetizers and beverages too.

TIP # 7 - Have you ever taken a guided hike or walk before? Check out your local park system or library for information on walks or hikes scheduled for your area. Hosted by park or recreational department volunteers, the tours are informational and free. It doesn't hurt that you are getting exercise too. Just make sure you pre-register as they sometimes fill up or cancel.

TIP # 8 - Research your local chain restaurants to find out if they offer "Kids Eat Free" days or nights. Find out which day of the week it's offered on and you are on your way to having a night off from toiling away over a hot stove.

TIP # 9 - Practically every bar and restaurant offers some sort of happy hour these days. Find out when and where, grab your girlfriends and enjoy yourself between the hours of 4:00PM- 7:00PM. With half-priced appetizers and drinks, it is an affordable way to meet your friends without feeling guilty.

TIP # 10 - Does your town or college have an astronomy club? If so, you can be sure to enjoy evenings of educational stargazing. You'll be an expert at locating constellations sooner than you think. It's a great way to combine education and fun all at the same time.

TIP # 11 - Don't forget to find out when your local fireworks displays will occur. The ever changing technology means brighter, louder and more brilliant displays than you remember when you were a kid.

TIP # 12 - Baseball teams often offer family day tickets which include tickets to the game and vouchers for food and beverages, all for one package price. You'll be singing "Take me out to the ballgame" with the money you saved.

TIP # 13 - Head to a parade. Parades are great fun what with the horses, baton twirlers, clowns, and bands. Make an afternoon of it by getting to know the neighborhood where the parade is taking place. You might find a new restaurant or park to go to.

TIP # 14 - Plan a potluck picnic with friends and family. Pick a date in advance and have everyone pitch in by bringing a game or dish. It's a great way to get everyone together and best of all it keeps the mess outside where it belongs.

TIP # 15 - Head to the beach if you live near one. Nothing beats the sun, sand, and water on a beautiful summer day. While you dig your feet in the sand look up to the clouds and make a game of guessing what they resemble.

After reading these helpful tips you will have no excuse for not having a good time this summer and, you won't blow a hole in your savings doing it. Are you ready to grab your calendar and get planning because your summer is going to be chock full of events and your wallet will never know the difference!